Commercial Loan Officer

Position Announcement: Commercial Loan Officer/ Community Development Lender

Principal Responsibilities
The community development lender will work with the commercial lending team to originate small business and nonprofit loans from our Charlotte regional office. The lender will also be responsible for participating in general outreach programs to represent Self-Help among community development and small business networks.  Ongoing responsibilities include marketing and analyzing small business and nonprofit loan requests, researching and preparing loan recommendations to the Credit Committee, monitoring loans originated, restructuring loans when appropriate.  All lenders at Self-Help are expected to meet annual loan origination and delinquency goals.  

Desired Qualifications
The ideal candidate will have a financial background with a good understanding of balance sheet and income statement analysis. A college degree or comparable experience, is essential. Four years experience in small business lending, assistance or management is desirable, with preference given to candidates with two years of secured lending experience. An advanced degree in business or a related field can substitute for lending experience. Strong written and verbal communications skills are necessary.  Mastery of word processing and spreadsheet programs is required. Sensitivity to issues of low-wealth borrowers and a desire to work in a racially and socially diverse organization are essential. Teamwork and an interest in the development of co-workers are important Self-Help values. Spanish fluency is a plus.

Compensation
Competitive non-profit salary based on experience, plus a generous benefits package that includes health insurance, flexible spending plan, retirement plan, paid maternity/paternity leave, a technology grant for home/office use and reimbursement for approved professional education. (Benefits vary with hours worked; some require a period of service to qualify).

Application
Interested individuals should send a resume and cover letter explaining why you’re interested in Self-Help and this position to

hiringmanager@self-help.org (please reference position title in the subject line of your email)
Or
Hiring Manager
Self-Help
P. O. Box 3619
Durham, NC 27702